Connect with Lumenkernel

Let’s begin your tailored financial guidance journey

Share your goals, documents, or questions. Our consultants in Takoradi respond promptly, ensuring you receive practical next steps aligned with Ghanaian financial realities.

Financial consultant speaking with a Ghanaian client through a digital workspace that glows with cyan gradients, highlighting responsive financial planning support.

Office and contact details

  • Phone: +233 27 661 1044
  • Email: [email protected]
  • Address: 88 Takoradi Loop, Takoradi, Ghana
Consultation hours

Monday – Friday: 09:00 – 17:30
Saturday: 10:00 – 14:00 (virtual sessions on request)

Send us a message

We respond within two working days. Please include any context or documents that help us understand your needs.
Preparing for your session

Checklist to make our consultation productive

Documents to gather

  • Recent pay slips or mobile money statements.
  • List of recurring expenses and outstanding debt obligations.
  • Notes on upcoming goals such as rent renewals, tuition, or investments.
  • Any existing budgets or spreadsheets you currently use.

Questions to consider

  • Where do you feel most confident about your finances?
  • Which areas create stress or uncertainty each month?
  • How involved are family members or partners in decision-making?
  • What milestones are most important in the next 12 to 36 months?
Support channels

Additional ways we assist you

Resource requests

Need a specific calculator or template before our session? Mention it in your message and we will send a tailored resource pack.

Follow-up calls

Request a call-back and let us know your preferred window. We confirm via email or text before the scheduled time.

Workshops

Organising a budgeting conversation for your organisation or community group? We design agendas that address your themes and timeframes.

Regional reach

Serving clients across Ghana

Our primary base is in Takoradi, yet we run virtual consultations for clients in Accra, Kumasi, Tamale, and beyond. We adjust recommendations to reflect local cost variations, ensuring every plan is meaningful wherever you reside.